There are so very many of those small loans places in my town, and I see they’re doing pretty well for themselves, but I just think of those people digging themselves into debt, and it’s not good, in my opinion.
I mean, I only care because people have been doing it tough for a while now, and all these loan places promise people the instant gratification of getting what they’ve needed for a while, right now, but then in the end, they pay through the nose for it!
I think people need to be really smart with how they’re spending at the moment. I mean, I know the nation needs us to spend, to get the economy back on it’s feet more stably, so that’s understandable, but these loans are just pouring people’s money into the pockets of some already heavily lined pocket owning people! I like to take note of how the economy is doing before making big buys, so I like good, easy to understand, finance sites. This is money is pretty good, and easy for anyone to understand, but I also like to look at this site for news, and pay attention to the stuff on personal loans!
If you’re considering any loans and such, go with a regular bank. It seems that people who don’t, and go to those nasty little loans places, go in part because they know they won’t be turned down but them, but would be by a bank. If that’s the case, don’t do it! There’s a reason the bank won’t loan money to you! You’re not in a great position to pay them back! Debt is serious, and it’s what crippled the world’s economy, so I’m super careful to avoid it. If you are, though, it’s good to get advice on debt from others who are in the know, they may be able to help.
Now off the wretched topic and onto something else! Knitting patterns, yay, woot! I think the opposite of debt crappiness is comfort, so here is the Regal Comfort Shawl, rather pretty I think!
Tags: debt, knitting, Money
Yep, I got mine back! And in spite of my not using a money broker or tax accountant, it was great! I don’t think I will need to have someone else do my taxes for me for quite a while, and that’s fine with me!
My fiancé and I share an account, and with this current account, he gets an email whenever the balance exceeds a certain amount. Well, yesterday morning he got such an email, and sure enough, there was my tax return, all neat and shiny and new and ours!!! So this meant that we immediately bought some stuff that we had been after, paid some bills, and then I got my £50 to go shopping with!!!
So today off I went and I bought the following… 1.2 meters of beautiful grey faux fur. Almost rabbit like, with a flecks of light grey, dark grey, and black… the fur is black close to the backing, and lighter at the ends. It is just lovely, not too thick. I got 2 meters of pewter luxe stretch satin to line the cape with, as it had to be a thicker lining that regular lining fabrics. The reason I got more of that is because it was only 112cm wide, where as the fur was 150cm wide. I am want to buy a wooden frog closure of some sort online, as the store didn’t have any. I haven’t found anything just right yet, but something like this would be my second choice if I couldn’t find a wooden clasp.
With that, I got 3 meters of 4-way stretch velvet in red… this stuff is gorgeous! When I was standing at the counter getting it cut, I heard ladies behind me admiring the colour, it is really that lovely. I also got 5 balls (100 grams, 250 meters) of a dusty rose pink merino wool that I intend to make a jumper out of, and one ball of forest green wool that I am going to make a felt purse out of, with a coconut wood button that is really, really pretty.
In seeing my tax return come back all excellent, it kind of made me think that perhaps I had been over thinking the whole money issue. I mean, what need do I have at this stage for finance forums or using a foreign currency bank account for investment? I don’t have need for that stuff, for now I have other things to focus on.
Today’s knitting pattern… the one I am thinking of knitting up that merino with, the Terra pattern. It is shaped so it will fit well on any size, and there are a lot of size options.
Tags: fabric, knitting, Money, Sewing, tax return, yarn